EMI starts @ Rs.776/-per Lakh. Video KYC will be available on working days during business hours(8AM - 9PM), Customer Education Literature - Illustrations, Report unauthorized electronic transactions. There are other important components also which matter a lot while selecting best lender for personal loan. It has been seen that there are many lenders who do not charge any prepayment penalty. Updated: 06 Jan 2020, 12:25 PM IST Written By Sangeeta Ojha. Any one of the following methods can be used to repay the loan: Credit score is considered as a measure of credit worthiness of any person. It has 859 branches and. None of the foregoing shall be liable for any direct or indirect losses arising from the use thereof and the viewers are requested to use the information contained herein at their own risk. Compare and choose the account that suits you best. Whenever you apply for a credit, the lender asks for your credit report from the credit bureaus which is called an enquiry. Email address of Equitas Small Finance Bank Limited Nehruji Road branch This personal loan available for self-employed people and can be used for social financial requirements such as marriages, medical treatments, or children's education. However, the bank offers MSME loans to self-employed applicants, which allows the loan proceeds to be used for meeting business expansion as well as various personal requirements such as higher education, medical expenses, home renovation, etc. Customers should also never use the remember password feature provided by browsers to save their net banking passwords. Gumasta License Online Registration Process, Documents Required, Renewal, Fees, Penalty, Benefits. Equitas Small Finance Bank Limited . Accordingly, any persons in possession of the aforesaid should inform themselves about and observe any such restrictions. Any opinion expressed on the Financial Statements are subject to change without notice. The move would be over a period of five years, the central bank said in a discussion paper. Unlock the power of your property by availing an easy loan against your residential or commercial property! The purpose of your loan can be anything from business expansion, balance transfer & loan top-up and your loan size can be from 10 lakhs to 300 lakhs for a tenure from 3 years up to 15 years. It is not true that pre-payment of Personal Loan always attracts penalty. For those times when youre busy or lazy and want everything easy, try NetBanking! While care has been taken in preparing the Financial Statements, none of the Bank or any of its advisors, nor any book running lead managers or selling shareholders, nor any of their respective employees, directors, affiliates, agents or representatives accept any liability whatsoever for any loss howsoever arising from any information presented or contained in the Financial Statements, or the opinions expressed therein. MSME Registration Online Process, Documents Required, Benefits | How to Register an MSME Online? [PDF] Mahanagar Cooperative Bank Personal Loan @ 11.50% to 15.00% | Features, benefits, How To Apply, Documents Required and Interest Rates, [PDF] Ahmedabad Mercantile Cooperative Bank Personal Loan | Purpose. The interest rates of Equitas Bank Microfinance loans range between 18% to 26% p.a. It starts from 12 EMIs. Curious to check other banks offered Personal loan features, eligibility, interest rates, tax benefits, and a repayment plan. Salaried / Self - Employed with regular income. No reliance should be placed on, the accuracy, fairness or completeness of the information presented or contained in these Financial Statements. Longer Personal Loan Repayment Tenure is Better. As mentioned before, Equitas Bank does not offer personal loans. Home Most Asked Questions [PDF] Equitas Small Finance Bank Personal Loan | Features, Benefits, Eligibility, Documents Needed and How To Apply? Apply for Business Loan @ low interest rate Apply Now - Parsheet Kaur Chhabra, Madhya Pradesh. Unlock the power of your property by availing an easy loan against your residential or commercial property! 67,505 Followers Follow. CodeForBanks.com is not legally responsible for the same in any matter whatsoever. Do not store confidential information including your account details and passwords (Including One Time Password) where they are easily accessible. Personal Loan. What is required to apply for this loan: Address proof Proof of identification Income proof (Recent Pay slip with all deductions / Form 16) The Financial Statements are only current as of the dates specified therein and neither the Bank nor any of its respective advisors or representatives is under any obligation to update you in the event the information in the Financial Statements becomes stale or inaccurate. However, it offers two types of unsecured loans without any end-usage restrictions: MSME loans and Microfinance loans. Use a browser version that is EVSSL compatible, which will help you easily identify genuine website. The audited financial statements of Equitas Small Finance Bank Limited (Bank), as at and for Fiscals 2017, 2018 and 2019 and the reports thereon dated May 4, 2017, April 26, 2018 and May 9, 2019, respectively (collectively the Financial Statements), have been uploaded here by the Bank solely to comply with the requirements specified in the Securities and Exchange Board of India (Issue of Capital and Disclosure Requirement) Regulations, 2018, as amended (SEBI ICDR Regulations). You need to consider all these components in addition to lowest interest rate. When these in a hike interest rate, loans fixed at a single rate, would not work much for the borrower. Equitas Mobile Banking gives you access to your banking services on your Mobile Phone. This representative APR applies to loans of 7,500 - 25,000 over 1 to 5 years. Their executives expertly guided us and helped us acquiring the correct loan based on our particular needs. Subscriptions. [PDF] Malwa Gramin Bank Personal Loan @ 16.40% | Features, Benefits, Eligibility Criteria, Documents Required, How To Apply? You must make your own assessment of the relevance, accuracy and adequacy of the information contained in the Financial Statements and must make such independent investigation as you may consider necessary or appropriate for such purpose. The Financial Statements are only current as of the dates specified therein and neither the Bank nor any of its respective advisors or representatives is under any obligation to update you in the event the information in the Financial Statements becomes stale or inaccurate. However, some personal loan documents required by various lenders are mentioned below: CIN No. Please note that the Financial Statements do not constitute a draft red herring prospectus, red herring prospectus or final prospectus, a statement in lieu of a prospectus, an offering circular, an offering memorandum, an advertisement, an offer or a solicitation of any offer or an offer document to purchase or sell any securities under the Companies Act, 2013, the SEBI ICDR Regulations, or any other applicable law in India or elsewhere in the world. 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Interest on FD for 888 Days Annualized yield up to 8.24%* p.a. When these in a hike interest rate, loans fixed at a single rate, would not work much for the borrower. Maximum 60 EMIs are allotted for repayment of the borrowed money. Your friend in need is your property indeed. In the interest of the safety of our customers funds and confidentiality of information, no telephone or email request will be accepted for resetting the password. Equitas is good organization for microfinance but not for Housing product, Uper management they only want to secure their job, they didn't realise about ground level staff and their difficulty, never support any employee, Employee Turn over Ratio is very high. Pre-payment of Personal Loan always attracts Penalty. Information contained in the Financial Statements is provided as is without warranty of any kind, either expressed or implied, including any warranty of fitness for a particular purpose. Additional finance charges are 36% per annum. Micro LAP, Business loan Secured, General LAP & Agri. Thank you for the prompt service. Repayment period also depends upon your credit score. Securities may not be offered or sold in the United States absent registration or an exemption from registration under the U.S. Securities Act of 1933, as amended. [PDF] Solapur Janata Sahakari Bank Personal Loan | Purpose, Benefits and Features, Eligibility, Myths and How To Apply? No reliance should be placed on, the accuracy, fairness or completeness of the information presented or contained in these Financial Statements. Contact Number: 1800 1031222 / 1800 1032977 Benefits, Features, Eligibility, Mode, Documents Required and Myths, [PDF] Telangana Grameena Bank Personal Loan @ 12.50% to 13.50% | Benefits, Features, Eligibility Criteria, How To Apply? See who you know. 18,891 Fans Like. In the Equitas Era of Fun Banking, get your High five's when you visit our Branch. In case of floating rate loans also, if you do not want EMIs to go up, you can go for increase in tenure. Open Selfe Savings Account in less than 10 minutes. Equitas Small Finance Bank will now offer an interest rate of 7.00% on savings account balances of above 5 lac and up to 5 crs whereas the bank will now offer an interest rate of 5.50% on. Borrower Complaints and Inquiries. There is no purpose of violating any copyright or intellectual copyrights issues. 769, Phase II, Anna Salai, Chennai - 600 002 These Financial Statements should not be copied, reproduced, re-circulated, re-distributed, published or advertised in any media, website or otherwise, in any form or manner, in part or as a whole, without the express consent in writing from the Bank. Chat with our expert mimicry artists on Customer support . 442 E, Theni Complex, 2nd Floor, Near Vasan Eye Care, Nehuruji Road-625531. Why keep your Savings at home when it can earn you more - Invest in Equitas FD/ RD today! If the borrower have this loan, probably, he is there to come out of those problems. Earn Interest upto 7.50%* p.a for 1 year. Interest rates on personal loan vary from customer to customer. The scheme is ordained masterfully, so that needy people can get privileges of the scheme easily, on various occasions mentioned earlier. Proprietorship Registration Process, Features, Time, Documents Required, Benefits | How to Register a Proprietorship Company in India? Further, past performance is not necessarily indicative of future results. Avoid using your internet banking or making payments through internet banking from shared or unprotected Computers/ Smart Phones from public areas. Any unauthorized use of the Financial Statements contained herein is prohibited. Check your credit score. Find details about Equitas Small Finance Bank Limited which includes Equitas Small Finance Bank Limited Official Website, Equitas Small Finance Bank Limited ATMs accross the India, Equitas Small Finance Bank Limited Branches accross the India, Equitas Small Finance Bank Limited Contact Numbers, Equitas Small Finance Bank Limited official EmailID, Equitas Small Finance Bank Limited Headquarter and Equitas Small Finance Bank Limited Headquarter Address. Password feature provided by browsers to save their net banking passwords and want everything easy, NetBanking... As mentioned before, Equitas Bank does not offer personal loans the move be! Placed on, the accuracy, fairness or completeness of the borrowed money Sahakari Bank personal loan,. 18 % to 26 % p.a inform themselves about and observe any such.. Commercial property against your residential or commercial property contained in these Financial Statements proprietorship Registration Process, Documents by... 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